NIC-2008 · Section K · Class 6492
NIC Code 64920
Other credit granting
In plain English
Lending / credit-granting activity (the core NBFC code).
Businesses that usually file under 64920
- Nbfc
- Lending company
- Loan company
- Microfinance company
- Credit company
Where 64920 sits in the NIC-2008 classification
| Section K | Financial and insurance activities |
|---|---|
| Division 64 | Financial service activities, except insurance and pension funding |
| Group 649 | Other financial service activities, except insurance and pension funding activities |
| Class 6492 | Other credit granting |
| Sub-class 64920 | Other credit granting |
SPICe+ Part A, LLP incorporation (FiLLiP) and Udyam use the five-digit sub-class, 64920, not the two-digit division.
Sample main object clause for code 64920
To carry on the business of providing loans and credit facilities, subject to registration with the Reserve Bank of India as applicable.
A starting point only. The main object in your MoA should describe what your company will actually do, and the NIC code you choose should match it. A vague object or a code that does not match it is a common reason for a SPICe+ resubmission remark.
Related NIC codes to compare with 64920
- 64910: Financial leasing
- 66190: Activities auxiliary to financial service activities n.e.c.
If two codes fit, put the one that will earn the larger share of revenue as primary and add the other as a secondary activity. SPICe+ Part A accepts up to three codes.
Find the right code for your business
64920 is one of the codes we explain for nbfc / lending companys . Not sure 64920 is right? Search by activity in the NIC code finder, or browse the full NIC code list.
NIC code 64920: FAQ
What is NIC code 64920?
NIC code 64920 is the NIC-2008 sub-class for "Other credit granting". It sits in class 6492 (Other credit granting), under division 64 (Financial service activities, except insurance and pension funding).
Can I use 64920 in SPICe+ for company registration?
Yes. SPICe+ Part A asks for the main industrial activity as five-digit NIC-2008 sub-class codes. You can give up to three, with one marked as primary. Use 64920 as primary if it describes the activity that will earn most of your revenue.
Is 64920 also used for Udyam and LLP registration?
Yes. LLP incorporation (FiLLiP) uses the same NIC-2008 codes, and Udyam registration asks for NIC codes for each activity. GST is different: it uses HSN codes for goods and SAC codes for services, not NIC codes.
Registering a company or LLP in Ahmedabad? We choose the NIC codes, draft the object clause to match, and file SPICe+ or FiLLiP to keep the risk of a resubmission remark low.
Company registration in AhmedabadSource: National Industrial Classification 2008 (MoSPI). Last reviewed 20 October 2026.